Insurance Claims

Unfortunate Accidents

Insurance Claims

Claim with your insurance company, for unfortunate accident including
  • Motor vehicle accident (M.V.A) causing permanent /serious impairment due to the negligence or fault of another driver
  • Personal injury due to a fall caused by ice, unsafe construction, property debris or poor property maintenance
  • Personal injury to retail or commercial location, parking lot or private property
  • Personal injury at your workplace or in the performance of your employment dutie
  • Spouse, parent, caregiver, child or sibling of a person who has been injured or fatally injured in an accident or mishap
  • Recovery of personal property
  • Specific performance of agreement

PLS is here for

  • Medical, Rehabilitation & Attendant Care benefits
  • Medical & rehabilitation benefits
  • Caregiver benefits
  • Home Maintenance Expenses Income Replacement benefits
  • Death & Funeral benefits
  • Non-earner benefits
  • Housekeeping & home maintenance
  • Educational Expenses Benefits
  • Visitor expense benefits
  • Damage to Clothing
  • Workplace Safety & Insurance Benefits (WSIB) / Disability & Insurance benefits

    PLS Services represents employers & injured workers at tribunals. We negotiate for clients through mediation or arbitration, file WSIB claims & educate businesses on how to effectively & efficiently manage WSIB claims.

    Anyone injured while in the course of employment Employer has WSIB coverage

    PLS is here to claim benefits for
    • Loss of earnings
    • Non-economic Loss
    • Loss of Retirement Income
    • Future Economic Loss
    • Health care
    • Seriously injurh4ed workers
  • Property / Home Insurance Claims (HICs)

    HICs can be an extremely complex process for Ontarians. A house is usually one of our largest & most valuable investments which makes the need for our services to protect your investment & rights even higher. PLS can assist with HICs by communicating with insurance companies & third parties on behalf of clients; filing the HIC & secondary reports; negotiating settlements with insurance companies; and, as a final step, representing the HIC in court to reimburse the client. The following information is general information only & should not be construed as comprehensive, complete, or as a substitute for legal advice. Please contact a legal professional for a consultation so you are aware of your complete rights & obligations.

  • On Deductibles.

    Most insurance claims are subject to a deductible which is the initial amount of every claim that is paid by the policyholder. Deductibles help make insurance more affordable for everyone by eliminating minor nuisance claims. Keep the amount of your deductible in mind when making a claim. If a policy has a $500 deductible, for example, you would receive only $100 for a $600 claim.

  • Reporting & Submitting Claims.

    It is important that claimants understand there are stringent regulations & timelines on reporting & submitting claims for property damage. Damages must be reported to the insurance company within 48 hours. If there has been theft or burglary the police must be notified as well. HICs are complex & made more difficult by the chaos of a client being temporarily homeless, so we recommend clients get professional legal advice. Without proper advice, a claimant may not only miss out on important facts & legal rights, but also risks being awarded a much-reduced settlement.

  • Preparation & Commissioning of Affidavits.

    PLS can help you to prepare your affidavit to support your motion, request for judgment, or for simply replying to the opposing party. If you have already prepared your affidavit & simply need it commissioned, we will be happy to do so.

  • Judgment Enforcement/Collections.

    PLS can help you to enforce you’re through our network of private investigators to in locating assets (such as bank accounts, employers, & more) in order to help you recover your money. Let us help you collect those funds.

  • Process Serving.

    PLS are closely connected to a process serving firm that handles all of our serving needs. The rates offered are competitive & quotes can be provided prior to retaining our services.

  • Skip Tracing.

    PLS has built relationships with several private investigators that provide skip tracing services. Depending on whether you are looking for a party’s home address, employer or bank account, we can assist you in obtaining that information. We will gather as much information as necessary from you, & we would require a copy of your claim or judgment in order to proceed. These services are provided on a flat rate fee basis & you are only charged if the information you are looking for is obtained. This is a no risk process.